Retail spends made under the category “Insurance”, “Car dealership related ”, ‘Grocery and Supermarkets' will earn 25% of the Base Starpoints and Retail spends made under the category “Real estate”, “Education”, “Petroleum”, “Government Services”, “Bill Payments (including utility and Telecommunication)” will earn 10% of the Base Starpoints,as defined by Master Card.

The Salik Auto top up option will recharge the Salik account from your Credit limit and therefore your Credit limit is utilised to the extent of the top up amount.

All Auto top ups initiated within your Credit Card statement cycle are included in your monthly Credit Card statement for payments.

*A nominal service fee of AED 3 per transaction will be charged for bill payments through the Exchange Houses.

This service fee is in addition to your card payment amount and should be paid along with the bill payment at the Exchange House.*Roadside assistance service is limited to 3 usages per year.

How to claim: Master Card World cardholders can file a claim online by going to:

Requests for confirmation of travel insurance cover (for Schengen visa purposes) can also be obtained online from the site.

For the complete list of participating spas, please click here.

World Master Card Cardholder, you are automatically enrolled into our dedicated concierge service. Services provided by partners on a best effort basis, subject to terms and conditions of use.*Services available only if payment is made using your Emirates NBD Starwood Preferred Guest World Master Card.

To book yourself complimentary rounds at any of these stunning courses in the UAE, simply click here and follow the steps. - Twice a Month: Skywards Infinite / Signature, Infinite, SPG and dnata World Credit Cards Once a Month: Platinum / Business Rewards / Corporate and Diners Credit Cards - AED 5,000 average per month spend for Skywards Infinite / Signature, Infinite, SPG and dnata World Credit Cards - AED 3,000 average per month spend for Platinum / Business Rewards / Corporate and Diners Credit Cards Salik Auto Top Up Your Emirates NBD Credit Card provides the most convenient option for RTA Salik Auto top up.